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Mortgage Loans


Home Loans in Northwest Arkansas and Southwest Missouri

CS Bank has a full-service mortgage department with many different types of home loans to choose from. Let us help you find the one that is right for you.

  • Conventional Fixed-Rate: Choose from a variety of terms with a predictable monthly payment.
  • Jumbo: For homebuyers who need to borrow more than $417,000.
  • FHA: Insured by the Federal Housing Administration to offer more relaxed credit requirements to qualified buyers.
  • VA Home Loans: Offers qualified servicemembers and veterans up to 100% financing without a mortgage insurance requirement.
  • Rural Development: Also known as a USDA loan, for homes in a rural-designated area.
  • Reverse Mortgage: Homeowners age 62 and up can access the equity in their homes.
  • Construction: Short-term financing for your new home project.
  • Adjustable Rate Mortgage: Interest rate adjusts annually after the initial fixed-rate period.
  • Home Equity Line of Credit: Put the equity in your home to work for you with a convenient credit line you can tap as needed.
  • Mortgage Refinance: Borrow against your home or lower your mortgage interest rate

Choose your Mortgage Type: Conventional - Fixed interest rates throughout term of the loan; Adjustable - interest rates are not fixed and can very with the market. Choose your term: 15, 20 or 30 years, whatever fits your budget. Explore options: FHA - Meet qualifications to put less than 20% down payment, VA - $0 down payment option issued partially backed by the Department of Veterans, Refinance - Potentially lower your existing mortgage payments by refinancing your home loan

Find the best mortgage loans in Northwest Arkansas and Cassville, MO at CS Bank!

We are your local mortgage company in Northwest Arkansas! Our experienced, friendly lenders are here to help you find the best home loan option to meet your needs. Apply online today! To learn more, check out our loan calculator, fill out our online contact form, or visit one of our convenient locations in Eureka Springs, Huntsville, Harrison, Holiday Island,  Berryville, Arkansas, or Cassville, Missouri to speak with a mortgage lender.