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Construction Loan


Do you dream of building a brand-new house, customized to fit your lifestyle? Whether you choose to build in a new development or on a plot of land you purchase, you need a loan to build a house. Home construction loans provide short-term financing to cover all the costs associated with building a new house from the ground up. Learn how to get a construction loan from CS Bank!

How Does a Construction Loan Work?

With a Construction Loan, funds are disbursed to your contractor as the home building process advances. Once your new home is complete and ready for occupancy, the balance of your construction loan is converted to a regular home mortgage loan. This is known as a construction to permanent loan or single close construction loan. You can also opt for a construction-only loan if you anticipate being able to pay if off at the end of the construction period. For a complete guide to construction loans, check out "Construction Loans: Building Your House from the Ground UP."

Apply For a Construction Mortgage Loan From CS Bank!

Are you looking for a Construction Loan in Northwest Arkansas or Southwest Missouri? As a full-service mortgage lender, CS Bank offers a variety of home loan options to meet your needs. Apply online today!

To learn more, check out our loan calculator, contact a mortgage lender, or visit one of our convenient locations in Eureka Springs, Huntsville, Harrison, Holiday Island,  Berryville, Arkansas, or Cassville, Missouri to speak with a loan officer.

Questions About Mortgages?