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Savings




Are you looking for a personal savings accounts in Northwest Arkansas or Cassville, Missouri? CS Bank offers a variety of savings account options to meet all your saving needs: Kasasa Saver®, Statement Savings, Health Savings Account, Christmas Club, and Money Market Savings Accounts.


Compare the different purposes and benefits of each savings account option in the chart below:



Cornerstone Logo Kasasa Saver® Statement Savings Health Savings Account Christmas Club Money Market Rewards Century Money Market Rewards
Connects to your Kasasa® checking to make saving effortless!



We have Personal and Minor Savings accounts that allow you to begin saving and earning interest with a minimal investment.
A Health Savings Account can provide a smart way to save for future healthcare needs in conjunction with a Qualified Health Care plan.
The Christmas Club Savings is the perfect account not only for the holidays but for other specific savings needs!
We reward you with higher interest when you keep your primary checking account with us!
Enjoy the benefits of higher interest while still maintaining access to your funds with our Century Money Market Rewards.
Ready to Get Started?







Opening Balance $100 $100 $100 $100 $100 $100
Service Charge $0 $1 if Daily Balance falls below $100 during monthly cycle - FREE for Minors $50 Annual Fee $0 $12 if Daily Balance falls below $2,500 during monthly cycle $12 if Daily Balance falls below $2,500 during monthly cycle 
Interest check mark icon check mark icon check mark icon check mark icon check mark icon check mark icon
Interest Tiers

1.25% APY* on balances up to $50,000


0.25% above cap rate*

0.01% APY* if qualifications are not met

Interest on all funds when balance >$100

APY% increases with each tier level:


$0-$2,499
$2,500-$9,999
$10,000 and up

Interest on all funds up to a maximum of $5,000

APY% increases with each tier level:


$0-$9,999
$10,000-$24,999
$25,000-$49,999
$50,000-$74,999
$75,000 and up

APY% increases with each tier level:


$0-$9,999
$10,000-$24,999
$25,000-$49,999
$50,000-$74,999
$75,000-$99,999
$100,000 and up

Free Debit Card N/A N/A check mark icon N/A N/A N/A
Free Online & Mobile Banking check mark icon check mark icon check mark icon check mark icon check mark icon check mark icon
Free Unlimited Billpay N/A - Limited Transaction Account* N/A - Limited Transaction Account* check mark icon N/A Limited Transaction Account** Limited Transaction Account**
Free eStatements check mark icon check mark icon check mark icon check mark icon check mark icon check mark icon
Free Paper Statements Included in the $7.50 monthly for combined Kasasa Cash or Cash Back Checking Accounts check mark icon check mark icon check mark icon check mark icon check mark icon
Free Check Images check mark icon N/A check mark icon N/A check mark icon check mark icon
Other Features

*Qualifications, limits and other requirements apply. See financial institution for details.



A check for the balance of the account and any accrued interest is sent to the account holder prior to November 1, just in time for the holidays. To earn your Rewards – simply maintain your everyday CS Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account To earn your Rewards – simply maintain your everyday CS Bank checking account with an average monthly balance of $2,500 and one recurring Direct Deposit or Automatic Draft tied to your account



Find the best personal savings accounts in Northwest Arkansas and Cassville, Missouri!


At CS Bank, we are all about the community. Our objective is to be the "banking family" that you’re looking for through our superior customer service. To learn more about our savings accounts , fill out our online contact form or visit us in Northwest Arkansas or Southwest Missouri. We have convenient locations in Harrison, Huntsville, Eureka Springs, Holiday Island, Berryville, AR and Cassville, MO.  When you're ready to make the switch, download our Switch Kit for a more seamless transition. 

Did you know you may be able to open a savings account online? Check out our Guide to Opening A Bank Account Online to see which savings accounts are eligible.