At CS Bank, we know
no two businesses are alike.
That’s why we offer flexible Business Checking options designed to fit your unique needs, whether you’re running a startup, managing a growing operation, or leading a well-established enterprise.
⭐ Great for small businesses
Totally Free Business
Checking
Perfect for small businesses who want simplicity, value, and no monthly maintenance fees. Includes:
- Up to 500 free transactions per month
- Digital banking
- Free bill pay
- eStatements
- Free check images
💰 $100 minimum opening deposit
⭐ Great for Mid-to-large size businesses
Commercial Checking
Ideal for businesses with higher transaction volumes and more complex needs. Commercial Checking includes:
- Digital banking
- Free bill pay
- eStatements
- Free check images
💰 $100 minimum opening deposit
⭐ Designed with your organization in mind
Club and/or
Association Checking
Designed for nonprofits, clubs, and community organizations with lower transaction activity.
- No monthly fee
- Digital banking
- Free bill pay
- eStatements
- Free check images
💰 $100 minimum opening deposit
Tools to Streamline Your Finances
Autobooks Invoicing & Payments – Send professional, branded invoices, accept card or ACH payments, and get paid directly into your checking account. You can even email your invoice or share it with a QR code for quick payments.
CS Bank Cash Management – Optimize your business cash flow with powerful tools for ACH origination, wire transfers, account reconciliation, and fraud protection. Whether you’re managing payroll, paying vendors, or collecting receivables, our cash management services help you stay in control.
*May require approval or have minimal fees
Your Local Business Banking Partner
We’re more than just a bank, we’re your neighbors, invested in your success. Our team takes the time to understand your goals and recommend the right account and tools to help you reach them. Visit us in Berryville, Eureka Springs, Harrison, Huntsville, Holiday Island or Cassville, MO, or connect with us below to get started.
You've Got Questions.
We've Got Answers.
What do I need to open a business checking account?
You’ll need a valid photo ID, your business’s legal formation documents (such as Articles of Incorporation or Partnership Agreement), your business license, and your tax identification number (EIN or SSN for sole proprietors). Additional documentation may be required depending on your business type.
What is the minimum opening deposit?
Enjoy a low minimum opening deposit on all CS Bank business checking accounts of only, $100!
Do you offer merchant services?
Absolutely. We partner with trusted providers to offer credit card processing, point-of-sale solutions, and other merchant services tailored to your business.
What is CS Bank Cash Management?
It’s our suite of business banking tools designed to improve cash flow and efficiency. Services can include ACH origination, wire transfers, account reconciliation, fraud protection, and more.
Can I manage my account online?
Yes, all business checking accounts come with free online and mobile banking, bill pay, eStatements, and account alerts.
Do you offer business credit and lending solutions?
Yes, we provide a range of business loans, lines of credit, and SBA financing options
How do I switch my business accounts to CS Bank?
Our team makes it easy, we’ll guide you through the process, help transfer automatic payments and deposits, and ensure a smooth transition with minimal disruption to your business.