Save Smart Today. Secure Your Health Tomorrow.
Healthcare costs can be unpredictable, but your savings plan doesn’t have to be. A Health Savings Account (HSA) from CS Bank gives you a tax-advantaged way to save for medical expenses now and in the future, while keeping your money working for you.
Why Choose an HSA at CS Bank?
With any HSA at CS Bank, enjoy a minimal annual service charge of only, and APY increases with each balance tier.
Tax advantages
Contribute with pre-tax dollars, grow your balance tax-free, and make tax-free withdrawals for qualified medical expenses, that's the triple tax benefit working in your favor!
Your money, your control
The funds in your HSA are yours to keep, even if you change jobs, switch health care plans, or retire. Balances roll over year after year with no "use it or lose it" deadlines.
convenient access
Pay for qualified medical expenses quickly and easily with your free CS Bank HSA debit card.
works with high deductible health plans
Pair your HSA with an IRS-qualified high deductible health plan to unlock the full benefits.
How it Works
Opening a Health Savings Account is simple. Once you’re enrolled in a qualifying HDHP, you can make contributions up to the IRS annual limits. For 2025, individuals may contribute up to $4,300, families up to $8,550, with an extra $1,000 allowed for those 55 and older. Contributions can be made through payroll deduction or directly from your checking account.
Your money grows tax-free, and you can use it anytime for a wide range of qualified healthcare expenses, including doctor visits, prescriptions, dental, and mental health services. Unused funds roll over every year and can even serve as a nest egg for healthcare costs in retirement.
The Benefits Add Up
With an HSA, you’re not just preparing for today’s doctor visits, you’re building a long-term financial tool. Every deposit works toward reducing your taxable income, covering out-of-pocket healthcare costs, and creating a financial safety net for your future.
It’s healthcare savings made simple, flexible, and rewarding.
Ready to Get Started?
Open your Health Savings Account today at any CS Bank location in Northwest Arkansas or Cassville, Missouri, or connect with us online below and let our team help you take the next step toward smarter healthcare savings.
