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Online Banking

What can we help you find?

Simple Checking

Are you looking for free checking with everything you need and nothing you don’t? Simple Checking from CS Bank is the no-frills checking account you’ve been looking for!


Simplify your life with Simple Checking! Life may be complicated, but banking should be simple.

Benefits of Simple Checking

  • Minimum $100 deposit to open
  • No service charge
  • Free debit card
  • Free online and mobile banking
  • Free unlimited billpay
  • Free eStatements

Compare Simple Checking With Our Other Checking Accounts

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Kasasa Cash Back®
Select Checking Simple Checking
Earn high interest plus
refunds on your
ATM fees, nationwide!* 
Earn cash back on your
debit card purchases plus refunds on your ATM fees!*
For our clients age 50 or better. Enjoy great benefits plus earn interest when your balance is $1,000 or greater! Simplify your life with CSBank's Simple Checking - FREE with eStatements.  Life can be complicated - banking should be simple.
Ready to Open? Open Now Open Now Open Now Open Now
Opening Balance $100 $100 $100 $100
Service Charge $0 $0 $0 $0
Rewards / Interest
5.25% APY* on balances up
to $20,000
2% cash back on debit card purchases (up to $6 per month)* Interest on all funds when balance >$1,000 N/A
ATM Fee Refunds
Refunds on ATM fees
(up to $20 monthly)*
Refunds on ATM fees (up to $20 monthly)*

Free Debit Card check mark icon check mark icon check mark icon check mark icon
Free Standard Checks

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Free Online & Mobile Banking check mark icon check mark icon check mark icon check mark icon
Free Unlimited Billpay check mark icon check mark icon check mark icon check mark icon
Free eStatements check mark icon check mark icon check mark icon check mark icon
Free Paper Statements

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Free Cashier's Checks
(2 Per Month)

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Questions About Our Accounts?

Say Good-Bye to Fraud

Stop fraud in its tracks with CS Bank Card Manager-- a free app that pairs perfectly with app. When you use CS Bank Card Manager, you can check balances instantly, submit travel notices, turn your debit card off and on, and more.

Partner with us for Simple Checking in Northwest Arkansas and Cassville, Missouri!

At CS Bank, we are all about the community. Our objective is to be the "banking family" that people look for through our superior customer service. To learn more about Simple Checking, fill out our  online contact form or visit one of our convenient locations in Northwest Arkansas or Cassville, MO to speak with a bank representative. We have offices is Berryville, Eureka Springs, Harrison, Huntsville, and Holiday Island, AR, and Cassville, MO. When you're ready to make the switch, download our Switch Kit to start to transition. 

Open A Simple Checking Account