There's something special about rural life - space to grow, a slower pace, and tight-knit communities. At CS Bank, we understand the value of living off the beaten path, and we're here to help make that lifestyle affordable with a USDA Rural Development Loan. 
 
Backed by the US Department of Agriculture, these loans are designed to assist homebuyers in eligible rural areas with 100% financing and competitive rates. Whether you're purchasing your first home or finding the right fit for your family, we make the process personal, simple, and tailored to your needs. 

USDA Loan Benefits at a Glance:



  • $0 down payment - Keep more of your savings for what matters most
  • Low fixed interest rates - Affordable monthly payments you can count on
  • Flexible credit requirements - Great option for buyers with limited credit history
  • Reduced mortgage insurance - Lower ongoing costs than many other loan types

Who Qualifies?

USDA loans are available to borrowers meeting certain income guidelines who are purchasing in designated rural areas. Don't worry - we'll walk you through it. Our local mortgage lenders will help you determine eligibility and find the financing option that works best for your goals. 






Why Choose CS Bank? 

Because we live here, too. Our team knows the ins and outs of rural lending and takes pride in serving the communities we call home. You'll get personalized service, fast responses, and a partner who's with you from pre-approval to move-in day. 

Let's get you home. 

Start your application online, visit a CS Bank office near you, or connect with a local CS Bank lender today - we'll help you get there!