Flexible Financing for Your Business Location

Whether you're purchasing, developing, renovating, or refinancing commercial property, CS Bank offers tailored Commercial Real Estate Loans to make your business space a launchpad, not a hurdle. Think of it as a business mortgage with local insight and accessible terms.













Companies looking at building models

Uses & Benefits

Our loans support nearly any income-generating property need:

  • Purchase a manufacturing facility, retail location, restaurant, or office

  • Refinance existing commercial property to improve cash flow or liquidity

  • Develop or renovate property to enhance value and operations

















Business under construction with workers

What You’ll Need to Apply

Securing a commercial real estate loan involves several key criteria:

  • A legally incorporated business entity

  • A down payment, reflective of property type and terms

  • Strong business credit (good to excellent)

  • Financial documentation—including years in business, annual revenue, debt-to-income ratios, and collateral value

  • Choose repayment terms that align with your business operations and financial goals

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Why Work with CS Bank?

  • Local Expertise with a Personal Touch
    Since 1912, CS Bank has served Northwest Arkansas and now Cassville, Missouri—helping businesses grow with competitive terms and personalized service.

  • End-to-End Support
    Our commercial lending team guides you through each step—from prequalification to closing—making the process seamless and stress-free.

  • Convenient Branch Access
    Visit us in Harrison, Huntsville, Holiday Island, Eureka Springs, Berryville (AR), or Cassville (MO) to start your application or explore options.

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Ready to Transform Your Business Location?

Let our experienced commercial lenders help you finance your property goals, whether you're expanding your footprint or enhancing your investment return. Contact us online via the form below or visit your local branch to explore the commercial real estate options that fit your vision.

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