When you're ready to invest in a higher-value home, you need more than just a loan - you need a lending partner who understands your goals. At CS Bank, our Jumbo Loans are designed to meet the needs of homebuyers whose financing exceeds conventional loan limits, with personalized support every step of the way. 
 
Whether you're purchasing your dream home, a second property, or a unique estate, our team will work with you one-on-one to tailor a loan solution that fits both your lifestyle and your future. 

What is a Jumbo Loan?

A jumbo loan is a type of mortgage used to finance properties that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). In most areas, that limit is $766,550 (as of 2024), but it can vary by location. Jumbo loans allow qualified borrowers to access higher loan amounts that conventional mortgages can't accommodate. 

Why Choose a Jumbo Loan from CS Bank?

We combine the strength of a big loan with the service of a small-town bank. Here's what you can expect:


  • Loan amounts above $766,550 (conforming loan limit may vary by county)
  • Competitive fixed and adjustable rates to match your financial strategy
  • Flexible terms to suit your timeline and goals
  • Local decision-making from lenders who know your name - not just your number
  • Smooth, personalized process from application to closing

Who Might Need a Jumbo Loan?

You might consider a jumbo loan if:
  • You're purchasing a luxury home or high-value property
  • You're buying in a competitive market with higher home prices
  • You need flexible underwriting to fit unique income or asset profiles
  • You want to keep other investments intact instead of making a large down payment






What Sets CS Bank Apart?

We're more than just a lender - we're your neighbor, your supporter, and your advocate. At CS Bank, we take pride in providing hands-on, relationship-based lending. That means real conversations, real guidance, and real people helping you make smart financial decisions. 
 
You're not just buying a home. You're building your future. We're honored to be part of it. 

Let's Get Started!

Our experienced mortgage lenders are ready when you are. Apply online, contact us below, or visit your nearest CS Bank location to learn more about jumbo financing options.