A Home Equity Line of Credit (HELOC) gives you flexible access to the equity you’ve built in your home. Whether you're planning a renovation, funding education, or preparing for the unexpected, CS Home Mortgage makes it easy to borrow what you need, when you need it, while only paying
interest on what you use.
What is a HELOC?
A Home Equity Line of Credit (HELOC) is a revolving credit line secured by your home's equity. You’re approved for a maximum limit and can borrow as needed, only paying interest on what you use. Once repaid, those funds become available again during the draw period.
Why Choose a HELOC from CS Bank?
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Flexible Access to Funds
Borrow and repay as needed during the draw period—often up to 10 years. -
Competitive Rates
Backed by your home, HELOCs typically carry lower interest rates than unsecured loans. -
Interest-Only Payments While Drawing
During the draw period, you may have the option to pay only interest—helpful for managing cash flow.
Let's Get Started!
Ready to apply for a HELOC at CS Bank? Apply online today, stop by any CS Bank office to talk with a CS Home Mortgage lender, or contact us by filling out the form below!
