Home financing with

more flexibility and less stress!

At CS Bank, we know the journey to homeownership can feel overwhelming, especially if you're just getting started. That's why we offer FHA loans: a more accessible option backed by the Federal Housing Administration and designed to help you purchase or refinance your home with confidence. 

Why Choose an FHA Loan?



FHA loans are a popular choice for first-time homebuyers and those looking for a more flexible path to financing. With lower barriers to entry and built-in government backing, these loans make it easier for more people to qualify for a mortgage. 
Key benefits include:
  • Lower down payment options
  • More flexible credit considerations 
  • Fixed interest rates for predictable payments 
  • Local support and guidance from the CS Bank lending team
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What Makes CS Bank Different?

As your community bank, we combine the strength of a nationwide lending program with the personal touch you can only get from a local team. Whether you're buying your first home or exploring refinance options, we're here to guide you through the process, step by step. 






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Let's Make Home Happen!

We're here to help you take the next step towards homeownership - with less stress and more support. FHA loans are available at all CS Bank locations in Northwest Arkansas and Cassville, Missouri. Ready to apply? Apply online, visit a CS Bank office near you, or fill out the form below to receive more information!




Moving into brand new home

Contact Us, Today!