Gain Access to Flexible, Guaranteed Financing
At CS Bank, we partner with the Small Business Administration (SBA) to offer agricultural loans backed by federal guarantees, empowering startups and growing ag businesses that may not qualify for traditional lending. Let us help you find the right loan tailored to your farming needs.
What You Can Use SBA Ag Loans For
SBA agriculture loans offer broad flexibility:
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Working Capital: Fund seasonal operations, secure export financing, establish a revolving credit line, or refinance existing loans.
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Fixed Assets: Invest in new farm real estate, build or remodel structures, or purchase machinery and equipment.
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Emergency Relief: Eligible ag businesses can apply for Economic Injury Disaster Loans (EIDL) during times of temporary revenue loss.
Why Farmers Choose SBA Loans at CS Bank
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Accessible for New and Growing Operations
These loans lower the entry barrier—especially helpful for startups and farms needing flexible terms. -
Government-Guaranteed Support
SBA backing helps mitigate lender risk and expand access to funding where conventional loans wouldn’t qualify. -
Tailored to Agriculture Needs
Whether it’s maintaining cash flow or investing in assets, our ag lenders craft solutions that align with your farm's cycles and goals. -
Local, Expert Guidance
Our ag team understands regional agriculture from equipment needs to market fluctuations, and supports you through every step.
Ready to Apply?
Connect with an Ag Loan Officer at any of our convenient locations, Harrison, Huntsville, Holiday Island, Eureka Springs, Berryville (AR), or Cassville (MO), or reach out online by filling out the form below. We're here to guide you through the application process and match you to the best SBA-backed agricultural loan for your operation.
