Financing When Traditional Lending Isn’t Enough
CS Bank offers FSA Agricultural Loans through the Farm Service Agency (FSA), helping farmers and ranchers who may not qualify for standard credit access the funds they need. Backed by FSA guarantees or direct funding, these loans offer favorable terms, minimal down payment requirements, and streamlined processing for qualified borrowers in Northwest Arkansas and Cassville, Missouri.
What You Can Finance
FSA loans are versatile and mission-driven, supporting both Farm Ownership and Operating needs:
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Farm Ownership Loans:
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Purchase farmland
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Build or repair farm buildings
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Invest in water and soil conservation
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Refinance existing farm debt
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Operating Loans:
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Reorganize farm operations
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Cover livestock, poultry, feed, and equipment costs
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Finance operating expenses and minor improvements
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Refinance other debts, including development for land and water resources
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Both loan types can offer up to 100% financing, making them highly accessible for farmers.
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Why Work with CS Bank for FSA Loans?
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Preferred Lender Program (PLP)
Our experienced ag lenders participate in FSA’s Preferred Lender Program (PLP). This gives you faster turnaround, greater flexibility with paperwork, and more autonomy in the loan approval process. -
Faster Approvals
Thanks to CLP, loan decisions are typically made within 14 days, much quicker than the traditional process. -
Simplified Process
You’ll benefit from reduced paperwork and the ability to use CS Bank’s streamlined systems and forms. -
Expanded Authority for Loan Servicing
FLP status enables our local lenders to manage and service FSA loans more directly, delivering better service and more timely communication.
Ready to Get Started?
Whether you're a seasoned producer or just getting started, CS Bank can help match the right FSA-backed loan to meet your farm’s needs. Visit us at any branch across Northwest Arkansas and Cassville, Missouri, or reach out via the form below to speak with an experienced Ag Loan Officer today.
