Unlock Your Farm’s Potential with Expert Financing
Whether you're expanding acreage, renovating structures, or refinancing existing debt, CS Bank has supported area farmers with ag real estate loans for over 100 years. Our agricultural home loans work like a mortgage designed specifically for farming operations, letting you break up large costs into manageable, seasonal payments.
What Can You Do with an Ag Real Estate Loan?
Our flexible loan options can help you:
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Purchase new farmland
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Expand your farm’s footprint
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Refinance existing agricultural real estate debt
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Construct new farm buildings
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Renovate and improve existing structures
How It Works: What You Need to Know
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Credit & Documentation
Applicants must demonstrate solid business credit, a strong debt-to-income ratio, documented annual revenue, and collateral value. -
Flexible Repayment Aligned with Farm Cycle
We offer adaptable repayment schedules, like timing payments post‑harvest, to help match your cash flow.
Why Choose CS Bank for Ag Real Estate Financing?
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Rooted in the Region
Our ag lenders live and work right here in Northwest Arkansas and Cassville, Missouri. Many are farmers themselves, blending practical experience with lending know-how -
Century-Long Agricultural Focus
With a legacy spanning over 100 years, we understand cyclical farming finances—and how to craft solutions that land right in your operations -
Customer Lineage & Personalized Support
From loan officers to local branches, our team gives personal, hands-on support to ensure you feel confident through every step of the loan journey - Award Winning Ag Lending
Our team was recently named the best ag lending team in all of Northwest Arkansas
Ready to Take the Next Step?
Stop by any CS Bank office to talk with a CS Bank ag lender or fill out the form below for a CS Bank team member to reach out!
