A financial lifeline for farmers and ranchers.

When cash flow cycles misalign, whether due to planting schedules, market fluctuations, or unexpected costs, an agricultural operating line of credit from CS Bank keeps your operation on track. As a bank deeply rooted in farming communities, we understand the seasonal swings and financial demands of agriculture. That means real-world support from lenders who know the field and the balance sheet. 














man looking out at farm

What Can You Do with It?

Use your line of credit to:

  • Purchase seeds, feed, and supplies

  • Cover seasonal labor and operating expenses

  • Manage liquidity

  • Preserve your operational cash for other priorities

A revolving line of credit gives you flexible access to funds, draw what you need, when you need it.







man admiring herd of cattle

Why Choose CS Bank’s Ag Line of Credit?

  • Local Expertise
    Our agricultural lenders live and work in your communities in Northwest Arkansas and Cassville, Missouri, blending finance know-how with farming experience. 

  • Flexible Financing Options
    Designed to support both small-scale farms and larger diversified operations, we tailor financial solutions that fit each farm’s needs. 

  • Hands-On, Personalized Service
    Your lender works with you directly to develop a line of credit that fits your rhythm—making the application process clear, fast, and effective.

man posing with baby chick in chicken houses

Ready to Get Started?

Visit one of our convenient branches in Harrison, Huntsville, Holiday Island, Eureka Springs, Berryville (AR), or Cassville (MO), or reach out in the form below to speak with one of our Ag Loan Officers. We’ll help you build the working capital solution that keeps your farm operating smoothly, season after season.

ag business handshake deal