Our Strategy

Your Goals. Our Gameplan.

At CS Investment Services, we believe financial strategy should never be one-size-fits-all. Your goals, timeline, and comfort with risk are unique, and your investment plan should be too. That's why we begin every relationship with a personalized approach designed to understand where you are today and where you want to go.

A Relationship-First Approach

We prioritize meaningful relationships over transactions. Whether you're planning for retirement, building wealth, or navigating a major life event, our team works with you to create a strategy that fits your goals and evolves alongside your life. We take the time to listen, explain your options, and ensure you're confident in every step forward.

What You Can Expect

When you work with CS Investment Services, you'll receive:

Personalized Planning - We begin by identifying your financial goals, risk tolerance, and time horizon.
Clear Strategy - Together, we'll build a plan that aligns with your objectives using investment vehicles that match your needs.
Ongoing Support - Your life changes, and your strategy should too. We'll regularly review your plan and make adjustments when needed.
Transparent Communication - No jargon. Just honest, straightforward conversations about your investments and progress.

How We Turn Goals into Action

Step 1: Understand

We seek to get to know you - your hopes, dreams, needs, and concerns - before attempting to offer a strategy. From the first meeting, we take the time to understand your financial situation and objectives and address your entire financial picture. During this first step, we'll determine your risk tolerance, retirement goals, investment objectives, time horizon, income needs, tax considerations, and more.

Step 2: Recommendations

Once we understand your needs, we develop customized strategies that consider a number of different factors, including diversification, asset-allocation models, and investment platforms. By analyzing a number of different options, we seek to identify an investment strategy that mitigates risk and helps you preserve your wealth. We present the recommended strategies and answer any questions you may have.

Step 3: Implementation

Following the second step, we implement a realistic and transparent plan based on the previous discussions with you, as well as ongoing market research. With a focus on mitigating risk, our goal is to determine how you can pursue your objectives with the least amount of risk.

Step 4: Review and Monitor

Once a strategy is in place, we regularly manage and monitor your investments. On an ongoing basis, we offer portfolio reviews, rebalancing, quarterly performance reports, and periodic reexamination of your investment strategy to ensure it still aligns with your needs.

CS Bank provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html

Please visit https://www.lpl.com/CRS for more detailed information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. CS Bank and CS Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CS Investment Services, and may also be employees of CS Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, CS Bank or CS Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency	Not Bank Guaranteed
Not Bank Deposits or Obligations	May Lose Value

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: AL, AR, CA, CO, CT, FL, HI, IA, IL, IN, KS, MO, NJ, NY, OK, TN, TX, VA, WA, WI.