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Fresh Start Loan



Are you looking to move past a bankruptcy, foreclosure, short sale, or deed-in-lieu without waiting for these events to clear your credit report? We are proud to offer Fresh Start loans to our Northwest Arkansas community.

These “second chance loans” give you a chance to purchase a home or refinance your current mortgage as long as it is a primary residence. Borrow up to 85% of your home’s value without principal mortgage insurance (PMI).

Apply for a fresh start loan from CS Bank!


Are you looking for a second chance loans in Northwest Arkansas? As the area’s number one home lender, CS Bank offers a variety of home loan options to meet your needs. Apply online today!

To learn more, check out our loan calculator, contact a mortgage lender, or visit one of our convenient locations in  Eureka Springs, Huntsville, Harrison, Holiday Island, or Berryville, Arkansas to speak with a loan officer.